Imperfect Credit

Jeff Thomas

Where Advice Does Make a Difference

Purchase, Refinance and Debt Repositioning Solutions

For Today's Borrower

IMPERFECT CREDIT

If your credit is less than perfect, you're not alone. A recent study by the Mortgage Bankers Association of America revealed some startling facts: of 100 people who applied for a standard 30 year fixed rate mortgage through traditional lending avenues (banks, mortgage brokers, savings & loans, credit unions, etc.), less than 40% qualified for that loan. That leaves 60%+ who were forced to seek alternative real estate financing solutions.

Credit issues that can prevent you from obtaining a traditional lending profile include: See Below for helpful hints on cleaning up your credit profile.

· Late Payments on Accounts (Home loans, car loans, credit cards, etc.)

· Collections

· Charge-Offs

· Judgments (also called Abstracts of Judgment)

· Bankruptcy/Consumer Credit Counseling

· Foreclosure

These items, unless paid off and/or eliminated, will not go away, and will continue to prevent you from realizing your best financial future.

Credit Repair Information:

Please note, some of these will take time to download.

For a glossary of mortgage terms	Mortgage Terms

Credit Company Contact Information	Credit Contact

How to Repair your Credit	Credit Repair

FNMA Credit Guide	FNMA Credit Guide

Information on Identity Theft	Identity Theft

How To Use Credit Wisely	Use Credit Wisely

To download a printable loan application	Download An Application

Check out my video on how to finance and buy a home at www.monkeysee.com/jeffthomas

For a list of case studies on how we have assisted our clients, Click here

Click on the icon to contact me.

Back To Top

Equal Housing Lender

[ Company Info ] [ Loan Process ] [ Application ] [ New Homebuyers ] [ Client Testimonials ] [ Imperfect Credit ] [ Contact/Directions ] [ Borrow Smart ] [ FAQ ] [ Evaluation Report ] [ Preferred Partners ] [ Realtor Request ] [ Referral Directory ] [ Marketing Partners ]